May 26 2008
Bargain Shopping to Lower Your Family Expenses
Moms love to find great deals right? The frugal side of me is always pondering on how I can save the family money each month. If you sit down and see how much you spend on your phone bill, clothes, grocery bill and entertainment, the number may actually leave you with your mouth open. Make it your goal each month to find ways on how you can save in each of these categories.
If you have family long distance, your phone bill is probably reaching high numbers each month. The best way that I save our family each month is going with VOIP (Voice Over Internet Phone). You get unlimited long distance each month and all the bells and whistles that come with your regular landline phone. Most average prices for VOIP are around 25.00 each month. We cut our phone bill in half by just using VOIP each month.
Daily bargain lurking through sites is always high on my priorities when I am shopping for the kids clothes. I not only lurk on bargain shopping online stores, but I also love to window shop at the Tanger Outlets http://www.tangeroutlets.com which are located throughout the United States. First and foremost, remember to buy the clothes off-season. For example, buy your winter clothes just as the spring and summer seasons are coming in. The clothes are always clearance at the end of the season. Most prices you will get at a steal such as 70% off regular prices. If the children are in dire need of specific clothing or are growing faster than anticipated, then use the online shopping sites to your advantage. Before you click the submit button on your purchase, do the two following things:
1) Go to Current Codes at http://www.currentcodes.com to find the latest discount code for that specific store.
2) Visit http://www.fatwallet.com to make sure there are no big specials going on at another store for that same item.
Make sure you sign up for newsletters or the companys mailing advertisement, so you can be up to date each month on the big sales.
Grocery Bills can literally eat at our heart when the cashier gives us the total. What can you do to get the price down? Use Coupons, Coupons and more Coupons. Make a habit of getting the Sunday paper every week and cut out the coupons. Get a coupon organizer so you can separate the coupons into categories. This will make it easier when you are shopping and can just pull the coupon right out for the cashier. Also each week the grocery store ads will come in the mail, sit down and figure out with your coupons which store is having the better sale.
So we know how to save on necessities now, but what about family time? You do not have to make family time expensive each week. Set aside money for one weekend out of a month to do something special as a family. The rest of the weeks plan family time frugally. Some ideas that our family does is having special family nights such as game night, having a picnic night, movie night with pizza or just a good time spending the night acting like a child with my children. My husband and I get out in the yard and slide down the slide with the children, play a game of basketball or bring back the old fashion games such as the sack tater race. There are always laughs and smiles with all these different nights. Your child will also enjoy any of these nights just as much as if you spent 100.00 on a family outing.
If you really sit down and put your mind to thinking about each of your expenses, you can think of ways to save the family more money each month. Put the above tips to work in your household and watch your expense budget actually start shrinking. Happy Bargain Hunting!!
Jennifer Houck is the owner of http://www.ilovebeingamom.com, the Free Parenting Resource for busy moms. Sign up for our newsletter to stay up to date on the latest mommy buzz!
5 Steps To Getting Ahead With Your Personal Finances
Few of us have any formal training when it comes to dealing with our finances. Most of us learn the hard way -- through the s...
Planning A Realistic Family Budget
What is needed is a change in perspective towards budgeting. Budgeting is the best way to keep track of your family spending...
Kids Shopping Cart Cars
Certainly by now you have seen those new ultra-long SUV type shopping carts, where the kids sit in the plastic car in front a...
Fulfill Your Wishes by Clever Money Management
Inflation starts growing again in a lot of countries. The monetary authorities tend to increase the interest rates in US as w...
How To Improve Your Spending Habits
Impulse spending is a result of you and your family believing you need something or your family having easy access to money. ...
How To Save Money While On Vacation
A holiday does not have to cost you an arm and a leg if you know how to look for and take full advantage of the many exciting...
Cheap Mortgages How to Find Cheap Mortgages When Shopping for a Home Loan
If you are shopping for a new mortgage or refinancing your existing mortgage you may be concerned with finding cheap mortgage...
How You Feel Affects How You Shop & How Much You Spend
Have you ever stopped to think about how your "mood" affects the way you shop, not to mention the amount you spend? Think abo...
Mortgage Refinance Information - Comparison Shopping for the Best Mortgage Loan
If you are in the process of mortgage refinancing, comparison shopping for the best loan will save you thousands of dollars. ...
Budgeting Tips to Save Real Money
Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are c...
How to Budget
For some people finances come naturally and these people seem to be able to make money simply by standing still! For other pe...
Nine Ways to Stretch Your Income
These days, many of us are finding ourselves having to stretch the ends until they meet.Here are some tips for stretching eve...
Mortgage Loan Find the Right Mortgage
If you are shopping for a mortgage loan it is often difficult to know which loan is best for you. You do not have to be a fi...
Making Shopping Lists
Most people these days are in a position to comfortably pay for the necessities of life. Bills like rent and electricity as w...
My Good Goody Drawer
I listened to my husband, Jim lamenting the fact that he needed another gift for his friend, Don. Yes, he had already shoppe...
How Can You Save Money for Unexpected Events or Other Purposes?
Cutting Unnecessary ExpensesIf you come to think about it, there are many expenses that are completely superfluous. You just ...
Ways to Lower Your Expenses
With the cost of living increasing and the size of take home pay decreasing, saving money is on the minds of many people. Deb...
Budgeting is Bothersome
It doesnt take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mi...
Creating a Livable Budget
Everyone has tried to go on a budget at one point or another, only to find it
too stringent, slip up, and go on a shopping ...
Home Mortgage Refinance Loan: How to Lower Your Monthly Mortgage Payment
If you are considering a new home mortgage refinance loan but need the lowest payment amount possible there are several ways ...